Our Services

With thousands of advisors out there, how can you tell who is the best for you? That's where a free initial consultation with a Fee Only Certified Financial Planner™ Practitioner comes in. It's a chance to determine if we can help you, and if you'd like to work with us. Since your goals are specific, a fee only Certified Financial Planner™ Professional will customize a single or multi-issue financial plan for you to fit your specific needs in any one or more of the following key areas:

Why we are unique:

• No net worth or account minimums required.
• No conflicts of interest regarding advisor compensation.
• No commissions.
• No sales pressure.
• No third-party sales incentives.
• No long-term contracts or asset management required.

How we work and what we can do:

• Offer one-time, periodic or ongoing financial or investment advice.
• Provide a financial checkup.
• Give a second opinion on portfolio design and asset allocation.
• Design one module or a complete financial plan.
• Provide periodic reviews and plan updates.
• Assist with plan implementation.
• Create a step-by-step plan of action for do-it-yourselfers to implement on their own.

How financial planning can help:

• Ensure retirement income.
• Reduce tax burdens.
• Minimize the effects of inflation.
• Create and preserve personal wealth.
• Maximize wealth transfer.
• Establish charitable legacies.
• Reduce the risk of financially devastating events.
• Foster peace of mind through proper planning today.

Services we provide:

• Personal financial planning.
• Retirement planning strategies.
• Cash-flow spending plans.
• College funding advice.
• Stock option advice.
• Lump-sum distribution advice.
• Ongoing assistance or asset management.
• Life and disability insurance needs analysis.
• Second opinion on investments or current financial plan.
• Financial seminars for military, church and civic groups.
• Corporate employee financial education -- seminars on 401(k) s, employee benefits, etc.