How to Get 2010 Off to a Great Financial Start

January 31, 2010 – 2:59 pm

Plenty of people make resolutions to lose weight, get a new job or make other things happen in their personal life, but relatively few make solid resolutions about money. Make 2010 the year you’ll live a better life financially. Here are a few resolutions to think about:
Write down the things you really want in life: [...]

The Federal Death Tax Might Be Taking a Holiday, But Keep an Eye on Your State’s Estate and Inheritance Tax Policy

January 31, 2010 – 2:57 pm

With the 24/7 rush to get health care reform legislation through the U.S. Senate in the waning days of 2009, Congress let the federal estate tax die for 2010 as planned by the Bush Administration back in 2001. That’s not expected to stay the case for long – many experts anticipate that Congress will re-apply [...]

The Importance of Having Separate Disability Coverage

December 10, 2009 – 5:24 pm

If you’ve never taken notice of disability coverage before, it’s time to start.
Disability insurance protects your ability to earn an income. It provides money to pay your rent, mortgage and basic living expenses if you are injured or sick for an extended period. It is called disability insurance or disability income protection but think [...]

How Your Personality Affects Your Financial Decision-Making

December 10, 2009 – 5:22 pm

All investors are not created equal. That’s why financial planners start their first client meetings with a discussion of money attitudes, goals and risk tolerance – the driver at the root of all investment decisions. Some planners do this by general conversation, others by detailed surveys they ask their clients to fill out.
The survey [...]

The Balancing Act: Retirement vs. College Savings

December 10, 2009 – 5:18 pm

Even as the economy begins its slow crawl back, college costs are continuing to rise – that means parents are continuing to fight a tough battle between funding college and funding their own retirements.
In October, the College Board reported that the average published price of tuition and fees for in-state students at four-year U.S. public [...]