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	<title> &#187; Retirement Planning</title>
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	<description>Financial Planning Perspectives</description>
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		<title>REVERSE MORTGAGES –  WHAT SHOULD YOU AND YOUR PARENTS KNOW BEFORE APPLYING?</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2009/11/22/reverse-mortgages-%e2%80%93-what-should-you-and-your-parents-know-before-applying-financial-planner-in-ashburn-virginia/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2009/11/22/reverse-mortgages-%e2%80%93-what-should-you-and-your-parents-know-before-applying-financial-planner-in-ashburn-virginia/#comments</comments>
		<pubDate>Sun, 22 Nov 2009 20:53:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">http://www.hillebrandfinancial.com/wordpress/?p=150</guid>
		<description><![CDATA[The number of reverse mortgages backed by the government jumped nearly 20 percent in March and April alone from the same period in 2008. At a time when seniors have seen their retirement assets depleted by market losses, tapping home equity has been a safety net.  But it can be a risky one.
If your parents [...]]]></description>
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		<title>Don’t Make These Retirement Planning Mistakes</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/05/05/don%e2%80%99t-make-these-retirement-planning-mistakes/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/05/05/don%e2%80%99t-make-these-retirement-planning-mistakes/#comments</comments>
		<pubDate>Mon, 05 May 2008 21:44:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=106</guid>
		<description><![CDATA[It really doesn’t take much to derail a retirement plan. Most of the errors in planning for retirement are those of neglect, omission or panic. If you don’t know exactly where your retirement plan stands, get some advice – a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional is a good start – to review your overall retirement [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Why a Business Owner’s Exit Plan Is So Important</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/05/05/why-a-business-owner%e2%80%99s-exit-plan-is-so-important/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/05/05/why-a-business-owner%e2%80%99s-exit-plan-is-so-important/#comments</comments>
		<pubDate>Mon, 05 May 2008 21:34:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Planning]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=103</guid>
		<description><![CDATA[There are plenty of days when we want to “take that job and shove it.” But what happens when we’re sick of a job we’ve created for ourselves in a business we’ve founded? 
 
The idea is to make a plan that allows you to get out before you tire of your company or before [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do Income Replacement Funds Make More Sense Than Annuities?</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/01/05/do-income-replacement-funds-make-more-sense-than-annuities/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/01/05/do-income-replacement-funds-make-more-sense-than-annuities/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 15:32:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=95</guid>
		<description><![CDATA[It’s getting to be the case that virtually any standalone investment product sold to individuals can be repackaged into a mutual fund. It makes a lot of sense – everyone already knows what a mutual fund is, and all that’s left to explain is the objective, availability of capital, specific risks and fees.
 
Such is [...]]]></description>
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		<title>Pay Close Attention to So-Called “Default” Investments</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/01/05/pay-close-attention-to-so-called-%e2%80%9cdefault%e2%80%9d-investments/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/01/05/pay-close-attention-to-so-called-%e2%80%9cdefault%e2%80%9d-investments/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 15:30:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[IRAs, 401(k)s, 403(b)s, TSP(s)]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=93</guid>
		<description><![CDATA[One of the provisions of the Pension Protection Act of 2006 was to allow companies to automatically enroll their employees in their companies’ 401(k) plans, but it wasn’t until last October that companies got guidance on the categories of investments they had to choose for their workers’ contributions. 
 
The decision contained a controversial provision. [...]]]></description>
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