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	<title> &#187; Life Insurance</title>
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		<title>Now Is the Time to Pick Up Low-Cost Life Insurance</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2007/03/15/now-is-the-time-to-pick-up-low-cost-life-insurance/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2007/03/15/now-is-the-time-to-pick-up-low-cost-life-insurance/#comments</comments>
		<pubDate>Thu, 15 Mar 2007 14:51:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[If you need life insurance, now may be the time to buy it.  Insurance premiums are expected to drop 4 percent this year, following a 5 percent decline last year, according to the Insurance Information Institute, New York.  In fact, premiums are less than half of what they were a decade ago.
There are [...]]]></description>
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		<title>A Time and Place for Life Settlements</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2006/10/31/a-time-and-place-for-life-settlements/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2006/10/31/a-time-and-place-for-life-settlements/#comments</comments>
		<pubDate>Tue, 31 Oct 2006 22:06:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Life Insurance]]></category>

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		<description><![CDATA[Sales of existing life insurance policies to third parties—often referred to as &#8220;life settlements&#8221;—have grown exponentially in recent years, and that trend appears likely to continue, according the NASD.
The NASD recently issued a notice to brokerage firms and associated persons that life settlements involving variable insurance policies are securities transactions, and firms and associated persons [...]]]></description>
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		<title>ILITS Remain a Popular Estate Planning Tool and Technique</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2006/07/18/ilits-remain-a-popular-estate-planning-tool-and-technique/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2006/07/18/ilits-remain-a-popular-estate-planning-tool-and-technique/#comments</comments>
		<pubDate>Tue, 18 Jul 2006 21:43:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Life Insurance]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=56</guid>
		<description><![CDATA[The federal estate tax may or may  not be repealed or reformed anytime soon. But such discussions in Washington should not dampen the use of  irrevocable life insurance trusts as a still very viable and valuable planning  tool and technique which has applications beyond the tax efficient payment of  estate taxes.
 [...]]]></description>
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