Archive for the ‘Life Insurance’ Category

Now Is the Time to Pick Up Low-Cost Life Insurance

Thursday, March 15th, 2007

If you need life insurance, now may be the time to buy it. Insurance premiums are expected to drop 4 percent this year, following a 5 percent decline last year, according to the Insurance Information Institute, New York. In fact, premiums are less than half of what they ...

A Time and Place for Life Settlements

Tuesday, October 31st, 2006

Sales of existing life insurance policies to third parties—often referred to as "life settlements"—have grown exponentially in recent years, and that trend appears likely to continue, according the NASD. The NASD recently issued a notice to brokerage firms and associated persons that life settlements involving variable insurance policies are securities transactions, ...

ILITS Remain a Popular Estate Planning Tool and Technique

Tuesday, July 18th, 2006

The federal estate tax may or may not be repealed or reformed anytime soon. But such discussions in Washington should not dampen the use of irrevocable life insurance trusts as a still very viable and valuable planning tool and technique which has applications beyond the tax efficient ...