Archive for the ‘IRAs, 401(k)s, 403(b)s, TSP(s)’ Category
Saturday, January 5th, 2008
One of the provisions of the Pension Protection Act of 2006 was to allow companies to automatically enroll their employees in their companies’ 401(k) plans, but it wasn’t until last October that companies got guidance on the categories of investments they had to choose for their workers’ contributions.
The ...
Posted in IRAs, 401(k)s, 403(b)s, TSP(s), Investment Management, Retirement Planning | No Comments »
Tuesday, December 4th, 2007
Fortunately, Dec. 31 is not the final decision date for what we do with our individual retirement accounts – the final 2007 IRA contribution deadline comes on April 15 next year – but it’s a good time to review the do’s and don’ts of successful IRA management.
Mistake No. 1 – ...
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Wednesday, September 21st, 2005
There are plenty of ways to save for retirement. And come January 2006, many Americans will be faced with evaluating and deciding whether to use a new tax-sheltered way of investing for retirement -- the Roth 401(k).
Starting next year, employers sponsoring 401(k) and 403(b) plans will be able to ...
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Wednesday, July 20th, 2005
On April 20, 2005, President Bush signed into law the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPA). The new law generally makes it tougher for people to protect their assets, but there are some exceptions. For instance, IRAs, fast becoming the biggest asset people have, actually receive ...
Posted in Asset Protection, IRAs, 401(k)s, 403(b)s, TSP(s), Long Term Care Insurance | No Comments »
Wednesday, June 1st, 2005
A recent U.S. Supreme Court ruling and new federal law have extended bankruptcy and lawsuit protection over most assets in individual retirement accounts. But the protection may not be complete for owners of large IRAs, caution financial planners.
Under federal ERISA law, assets held in most employer-based retirement plans such ...
Posted in Asset Protection, IRAs, 401(k)s, 403(b)s, TSP(s) | No Comments »