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	<title> &#187; Healthcare</title>
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	<description>Financial Planning Perspectives</description>
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		<title>Are Accelerated Death Benefits a Good Backstop for Uninsured Health Care Costs?</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/03/02/are-accelerated-death-benefits-a-good-backstop-for-uninsured-health-care-costs/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/03/02/are-accelerated-death-benefits-a-good-backstop-for-uninsured-health-care-costs/#comments</comments>
		<pubDate>Sun, 02 Mar 2008 11:58:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Estate Planning]]></category>
		<category><![CDATA[Healthcare]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=101</guid>
		<description><![CDATA[At one point, the buzzword was “viatical settlements,” a practice of selling one’s active life insurance policy to a company that would pay the insured the estimated present value of the death benefit so uninsured healthcare costs and related expenses could be paid. Such settlements grew in popularity during the 1980s AIDS crisis, when insured [...]]]></description>
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		<title>Investing Smart in a Health Savings Account</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/02/05/investing-smart-in-a-health-savings-account/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/02/05/investing-smart-in-a-health-savings-account/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 15:45:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Healthcare]]></category>

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		<description><![CDATA[Last year, new provisions went into effect on Health Savings Accounts (HSAs) that not only give individuals a better nest egg for serious health situations, but a nest egg that can serve them in other ways as well. 
Now that the rules allow people to contribute more than their deductible, you can start to use [...]]]></description>
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		<title>Planning Surgery in a Foreign Country? Make Sure Your Finances Are Safe Too</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/02/05/planning-surgery-in-a-foreign-country-make-sure-your-finances-are-safe-too/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/02/05/planning-surgery-in-a-foreign-country-make-sure-your-finances-are-safe-too/#comments</comments>
		<pubDate>Tue, 05 Feb 2008 15:44:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Healthcare]]></category>

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		<description><![CDATA[Getting surgery overseas used to be the territory of the rich and secretive – the heiress running outside the country for a little plastic surgery and some R&#38;R. But today, the rising number of underinsured Americans (over 61 million at last count) in the United States have made overseas healthcare a much more popular option [...]]]></description>
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		<title>Changes in Store for Medicare and Medicaid</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2006/02/15/changes-in-store-for-medicare-and-medicaid/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2006/02/15/changes-in-store-for-medicare-and-medicaid/#comments</comments>
		<pubDate>Wed, 15 Feb 2006 02:26:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Healthcare]]></category>

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		<description><![CDATA[President Bush signed into law in February the Deficit Reduction Act, otherwise known as the fiscal year 2006 budget reconciliation bill. That law, which contained more than $39 billion in cuts, including $6.4 billion from Medicare and $4.8 billion from Medicaid, has plenty of changes in store for seniors.
Under the new law, for instance, most [...]]]></description>
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		<title>EVALUATING THE NEED FOR INSURANCE IN RETIREMENT</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2006/01/20/evaluating-the-need-for-insurance-in-retirement/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2006/01/20/evaluating-the-need-for-insurance-in-retirement/#comments</comments>
		<pubDate>Fri, 20 Jan 2006 00:58:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Healthcare]]></category>
		<category><![CDATA[Long Term Care Insurance]]></category>

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		<description><![CDATA[Of all the changes that come in retirement, few are likely to give you more concern than dealing with money. Your concern is, of course, understandable and widely shared because so much of what will happen is unpredictable. That’s especially true of how long and how well you may live—whether you live long enough to [...]]]></description>
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