Archive for the ‘Financial Planning’ Category

A Primer On The National Savings Rate

Saturday, October 8th, 2005

The Commerce Department recently announced that the nation’s personal saving rate, calculated as a percentage of disposable (or after-tax) personal income, had fallen to a negative number for the first time since October 2001. The national savings rate fell to a negative 1.1 percent in July 2005, followed by a ...

Preparing Financially for Disaster

Tuesday, August 16th, 2005

Disasters ? be it hurricanes, earthquakes, terrorist attacks, or wildfires ? are sadly an inevitable fact of life. And just as you might protect in advance your house and personal belongings from disasters, so too you must prepare your personal and financial information. ...

Add Prenuptial Agreements To Your Wedding Plans

Wednesday, July 20th, 2005

True, it may seem unromantic. But couples who plan to exchange marriage vows ought to consider a prenuptial agreement long before saying I do. Yes, there was a time when only the wealthy executed such agreements. But now more and more couples, especially those who have been married before or who ...

Time For A Midyear Financial Checkup

Thursday, June 2nd, 2005

You did what you were supposed to do financially at the start of the year. You established or reviewed your financial plan to be sure its goals and strategies were still appropriate, rebalanced your investment portfolio, made sure your estate plan was in place, checked your insurance coverage, and so ...