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	<title> &#187; Financial Planning</title>
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	<description>Financial Planning Perspectives</description>
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		<title>How Your Personality Affects Your Financial Decision-Making</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2009/12/10/how-your-personality-affects-your-financial-decision-making/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2009/12/10/how-your-personality-affects-your-financial-decision-making/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 22:22:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.hillebrandfinancial.com/wordpress/?p=238</guid>
		<description><![CDATA[All investors are not created equal. That’s why financial planners start their first client meetings with a discussion of money attitudes, goals and risk tolerance – the driver at the root of all investment decisions. Some planners do this by general conversation, others by detailed surveys they ask their clients to fill out. 
The survey [...]]]></description>
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		<title>The 5 Whys of Fee Only Financial Advice</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2009/11/25/the-5-whys-of-fee-only-financial-advice/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2009/11/25/the-5-whys-of-fee-only-financial-advice/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 00:27:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.hillebrandfinancial.com/wordpress/?p=223</guid>
		<description><![CDATA[1. Why should I write a check to a fee only advisor when I could just pay a commission on a financial
product I buy?
Commission‐tied financial products are not free and the commission can be huge. For example, when you purchase investments from a commission‐tied financial products sales person, your dollar amount invested goes down by [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>When Recession Fears Surface, Check Your Plan – Or Make One</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/02/01/when-recession-fears-surface-check-your-plan-%e2%80%93-or-make-one/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/02/01/when-recession-fears-surface-check-your-plan-%e2%80%93-or-make-one/#comments</comments>
		<pubDate>Fri, 01 Feb 2008 15:47:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Economics]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=99</guid>
		<description><![CDATA[It’s been a wild week on Wall Street. When trading reopened on Tuesday after the Martin Luther King holiday, the Federal Reserve Board responded to world pressure and swooped in with a rate cut to put a floor on Dow losses that were approaching 20 percent since last October. By today, things seemed to be [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Importance of An Annual Financial Checkup</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2006/05/25/the-importance-of-an-annual-financial-checkup/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2006/05/25/the-importance-of-an-annual-financial-checkup/#comments</comments>
		<pubDate>Thu, 25 May 2006 17:04:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=52</guid>
		<description><![CDATA[It’s one of the seven steps of the financial planning process. But, oftentimes, it’s the one step that gets overlooked. It’s the seventh step – the annual financial check-up. The annual financial check-up is indeed the most important of the financial planning steps. And yet, financial planners and clients sometimes downplay its significance.
What is the [...]]]></description>
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		<title>FINANCIAL PLANNING FOR LIFE</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2005/12/13/financial-planning-for-life/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2005/12/13/financial-planning-for-life/#comments</comments>
		<pubDate>Tue, 13 Dec 2005 03:24:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=38</guid>
		<description><![CDATA[If the term “financial planners” evokes visions of equities and equity mutual funds—selected to implement financial plans they developed for clients in accordance with their investment goals and tolerance for investment risk—it should not be surprising.
 
Equity Ownership in America, 2005, a study recently released by the Investment Company Institute and the Securities Industry Association, [...]]]></description>
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