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	<title> &#187; Disability Insurance</title>
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	<description>Financial Planning Perspectives</description>
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		<title>The Importance of Having Separate Disability Coverage</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2009/12/10/240/</link>
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		<pubDate>Thu, 10 Dec 2009 22:24:51 +0000</pubDate>
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				<category><![CDATA[Disability Insurance]]></category>

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		<description><![CDATA[If you’ve never taken notice of disability coverage before, it’s time to start. 
Disability insurance protects your ability to earn an income. It provides money to pay your rent, mortgage and basic living expenses if you are injured or sick for an extended period. It is called disability insurance or disability income protection but think [...]]]></description>
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		<title>Most Americans Need to Prepare for Financial Impact of Disability</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2007/03/15/most-americans-need-to-prepare-for-financial-impact-of-disability/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2007/03/15/most-americans-need-to-prepare-for-financial-impact-of-disability/#comments</comments>
		<pubDate>Thu, 15 Mar 2007 14:47:00 +0000</pubDate>
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				<category><![CDATA[Disability Insurance]]></category>

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		<description><![CDATA[Most Americans are not prepared to deal with the possibility of becoming disabled due to sickness or injury and leaving the workforce for an extended period of time.  In fact, more than half of U.S. adults said they would be unable to pay their bills or meet expenses if they became disabled and could [...]]]></description>
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