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	<title> &#187; Budgeting</title>
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		<title>Why Going Green in a Blue Economy Can Be a Smart Investment</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/05/05/why-going-green-in-a-blue-economy-can-be-a-smart-investment/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/05/05/why-going-green-in-a-blue-economy-can-be-a-smart-investment/#comments</comments>
		<pubDate>Mon, 05 May 2008 21:41:18 +0000</pubDate>
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				<category><![CDATA[Budgeting]]></category>

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		<description><![CDATA[While the real estate market is slow and high energy prices are challenging everything from the way we heat our homes to the way we get around, it might make sense to bring a green approach to a tough economic environment.
 
If you want to save money with energy-conscious moves inside and outside the house, [...]]]></description>
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		<title>How Not To Go Broke If Your Kids Move Back After Graduation</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/04/04/how-not-to-go-broke-if-your-kids-move-back-after-graduation/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/04/04/how-not-to-go-broke-if-your-kids-move-back-after-graduation/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 22:42:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>

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		<description><![CDATA[The after-college reality is much different from a generation ago. Two thirds of college graduates owe significant money after graduation. According to the Project on Student Debt, debt levels for graduating seniors with student loans from 1997 to 2007 more than doubled from $9,250 to $19,200 – a 108 percent increase. 
 
That’s why it’s [...]]]></description>
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		<title>A Primer On The National Savings Rate</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2005/10/08/a-primer-on-the-national-saving-rate/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2005/10/08/a-primer-on-the-national-saving-rate/#comments</comments>
		<pubDate>Sat, 08 Oct 2005 17:37:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Retirement Planning]]></category>

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		<description><![CDATA[The Commerce Department recently announced that the nation’s personal saving rate, calculated as a percentage of disposable (or after-tax) personal income, had fallen to a negative number for the first time since October 2001. The national savings rate fell to a negative 1.1 percent in July 2005, followed by a negative 0.7 percent in August [...]]]></description>
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