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	<title> &#187; Annuities</title>
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	<description>Financial Planning Perspectives</description>
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		<title>With the Market So Uncertain, Are Immediate Annuities A Good Way To Preserve Your Retirement Savings?</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2008/04/02/with-the-market-so-uncertain-are-immediate-annuities-a-good-way-to-preserve-your-retirement-savings/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2008/04/02/with-the-market-so-uncertain-are-immediate-annuities-a-good-way-to-preserve-your-retirement-savings/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 06:32:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Annuities]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=80</guid>
		<description><![CDATA[One day, the market is up 400 points. The next day, down 300. Stocks in 2008 haven’t won any points for stability. In periods of market uncertainty, you’ll hear a lot about safe harbor investments that will supposedly guarantee income for life. One of these alternatives is an immediate annuity.
 
Here’s how they work. Any [...]]]></description>
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		<title>Equity-Indexed Annuities Demystified</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2005/12/13/equity-indexed-annuities-demystified/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2005/12/13/equity-indexed-annuities-demystified/#comments</comments>
		<pubDate>Tue, 13 Dec 2005 03:14:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Annuities]]></category>

		<guid isPermaLink="false">http://7stepplanning.com/bloghfp/?p=36</guid>
		<description><![CDATA[There is perhaps no financial product more confusing today than equity-index annuities or EIAs. On the surface, EIAs are somewhat simple. Like most annuities, EIAs are nothing more than a contract between you and an insurance company in which the company promises to make periodic payments or a lump-sum payment to you, starting immediately or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A Primer on Living Benefits</title>
		<link>http://www.hillebrandfinancial.com/wordpress/2005/09/21/a-primer-on-living-benefits/</link>
		<comments>http://www.hillebrandfinancial.com/wordpress/2005/09/21/a-primer-on-living-benefits/#comments</comments>
		<pubDate>Wed, 21 Sep 2005 00:49:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Annuities]]></category>

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		<description><![CDATA[
Baby  boomers, as they move toward retirement, are beginning to question how they will  maintain their standard of living during their golden years. For many, the need  to create lifetime income will require the use and integration of many  investment products, perhaps including variable annuities.

 
For  those of whom variable [...]]]></description>
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