Archive for December, 2009

The Importance of Having Separate Disability Coverage

Thursday, December 10th, 2009

If you’ve never taken notice of disability coverage before, it’s time to start. Disability insurance protects your ability to earn an income. It provides money to pay your rent, mortgage and basic living expenses if you are injured or sick for an extended period. It is called disability insurance or ...

How Your Personality Affects Your Financial Decision-Making

Thursday, December 10th, 2009

All investors are not created equal. That’s why financial planners start their first client meetings with a discussion of money attitudes, goals and risk tolerance – the driver at the root of all investment decisions. Some planners do this by general conversation, others by detailed surveys they ask their clients ...

The Balancing Act: Retirement vs. College Savings

Thursday, December 10th, 2009

Even as the economy begins its slow crawl back, college costs are continuing to rise – that means parents are continuing to fight a tough battle between funding college and funding their own retirements. In October, the College Board reported that the average published price of tuition and fees for in-state ...

Prep Steps to Getting Your Estate in Order

Thursday, December 10th, 2009

The best estate planning begins early and is usually sparked or adjusted by major transitions in life – when a marriage is beginning or breaking up, when a baby’s on the way, or when a major career change or inheritance increases an individual’s assets or the assets of an entire ...