Archive for November, 2009
Wednesday, November 25th, 2009
1. Why should I write a check to a fee only advisor when I could just pay a commission on a financial
product I buy?
Commission‐tied financial products are not free and the commission can be huge. For example, when you purchase investments from a commission‐tied financial products sales person, your dollar ...
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Sunday, November 22nd, 2009
The nonstop discussion this year of health care reform and the economy crowded out discussion on the estate tax, which was scheduled to expire December 31. But as of this writing it appears that the estate tax will be continued at 2009 levels through 2010, which means that the 2010 ...
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Sunday, November 22nd, 2009
For parents with investment dollars to spare in deflated college-area real estate markets, there’s never been a better time to invest in condos or single-family homes to house a student during their undergraduate or graduate years while providing tax breaks and potential investment appreciation for the folks.
But, it’s very important ...
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Sunday, November 22nd, 2009
As the holidays approach, plenty of couples think about marriage. That includes older couples with kids, accumulated assets and debts and previous marriages behind them.
That’s why marriages for older individuals require a specific sort of planning. For couples making another effort at marriage, a prenuptial agreement can either set ...
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Sunday, November 22nd, 2009
Next year, individuals with a modified adjusted gross income of more than $100,000 will be eligible to convert a traditional IRA to a Roth IRA. The IRS is offering taxpayers a three-year window in 2010 to pay taxes due on a conversion as part of removing the income limits.
Traditional ...
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